Rusty Perdew litigates complex commercial, class action, and tort cases in jurisdictions across the country. Rusty also provides compliance and regulatory advice to clients in heavily regulated industries, including forward and reverse-mortgage lenders and loan servicers.
Rusty represents clients in numerous, typically consumer-facing, industries, with a specific focus on the financial services industry, as well as product manufacturers, distributors, and retailers.
Rusty aggressively defends his clients in class action and high-exposure individual cases alleging violation of state consumer-fraud or deceptive-trade-practice statutes, common-law fraud, and breach of contract, as well as personal injury claims sounding in negligence and strict liability. Rusty frequently defends financial services companies, including banks, credit unions, and residential mortgage lenders and servicers in cases alleging violations of the Telephone Consumer Protection Act (TCPA), Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), the Fair Credit Reporting Act (FCRA and FACTA), the Fair Debt Collection Practices Act (FDCPA), the Equal Credit Opportunity Act (ECOA), federal and state False Claims Acts (qui tam cases), the Racketeer Influenced and Corrupt Organizations Act (RICO), provisions of the U.S. Bankruptcy Code and Bankruptcy Rules, and state consumer protection statutes. Rusty also closely follows and writes on legal developments involving statutes creating class-action liability for companies, including the Illinois Biometric Information Privacy Act (BIPA).
Rusty also provides compliance and regulatory advice to forward and reverse-mortgage lenders regarding state and federal statutory and regulatory requirements. This work includes creating and modifying loan documents and disclosures to comply with all legal and industry requirements, developing new loan products, adapting to statutory and regulatory changes, and responding to borrower and investor inquiries regarding existing loan products. Rusty is intimately familiar with relevant statutes and regulations, including TILA/Regulation Z, RESPA/Regulation X, and state statutes and regulations governing forward and reverse-mortgage loan products. And as a class-action and consumer-bankruptcy litigator, Rusty has particular insight into the types of issues that can arise with consumer-lending products.
Rusty is a member of the Firm's Board of Directors.