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    Rick Morrow focuses his practice on representing for-profit and nonprofit developers in connection with the acquisition, financing, development, construction, management, and disposition of affordable housing. He has extensive experience negotiating complex financing transactions implementing low-income housing tax credits, HUD and FHA-insured loans and programs, including the 223(f) and 221(d)(4) programs, Section 8 rental assistance, and RAD, USDA RD financing, CDBG funds, Federal Home Loan Bank AHP loans, HOME financing, HTF financing, tax-exempt bonds, Fannie Mae and Freddie Mac multi-family loan programs, TCAP and Tax Exchange programs, and disaster relief funds, as well as other federal, state, and local government subsidies and financing sources. Development work includes preparing and negotiating property development and use agreements, management agreements, complex easements, and ground leases.  Additionally, Rick represents a variety of traditional real estate investors and developers in connection with the acquisition, development, and disposition of commercial real estate, including raw land, retail shopping centers, office buildings, multi-family, and mixed-use developments.

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