The lawyers of Locke Lord's Affordable Housing and Community Development Section are committed to improving lives and neighborhoods. Our lawyers' experience includes the use of various financing vehicles, such as low-income housing tax credits, tax-exempt bonds, traditional commercial loans, HUD programs, and other federal, state and local financing tools for the development of multifamily and single family housing. We regularly serve as project counsel to developers of affordable housing, handling acquisitions, permitting, entity formation, debt and equity financing (both taxable and tax-exempt), affordability restrictions, inclusionary zoning requirements, design and construction contracts, zoning and land use challenges, title issues, marketing plans, management agreements and the coordination of multiple private and public capital sources. In addition, we have represented clients in projects using new markets tax credits, federal and state historic tax credits, and other financing and incentive programs to generate commercial development and community revitalization. We perform as a team, providing our clients with experience in real estate, tax, finance, construction, environmental and related matters as needed. Our lawyers combine their legal experience with vast industry knowledge and professional contacts to serve our clients efficiently and effectively.