Locke Lord's Consumer Finance Practice Group regularly advises many of the largest consumer financial services companies in the United States, including banks, mortgage companies, consumer lenders, loan servicers, credit card issuers, auto finance companies, and retail credit providers on legal issues across a wide range of matters.
The group is composed of knowledgeable and skilled partners and associates who are up to speed on the latest litigation trends and issues affecting the industry. We are litigators who handle "bet the company" cases in jurisdictions all over the United States. Our team understands that we must go to where our clients are and deploy national strategies for taking well-founded and consistent positions in different courts around the country.
Over 90 lawyers are members of the Firm's Consumer Finance Practice Group devoted to defending consumer lenders against class actions and individual actions brought pursuant to a variety of state and federal consumer protection statutes, including cases involving mortgage fraud, predatory lending and unfair and deceptive acts and practices statutes.
Our lawyers are well-versed in the laws and regulations that govern our clients, including the Uniform Commercial Code, the Bankruptcy Code, the Truth-In-Lending Act, the Real Estate Settlement Procedures Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Equal Credit Opportunity Act and other consumer protection statutes. More recently, we have helped several clients navigate the uncertain waters of qui tam cases and government investigations.