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    Read our InsurTech posts on our InsureReinsure Blog for the latest news and developments.

    Locke Lord’s InsurTech practice advises both traditional and startup insurance industry clients across a broad spectrum, including on insurance and reinsurance regulation, blockchain, electronic commerce, payment systems, mergers and acquisitions, fund formation, private equity and venture capital, data privacy and security, intellectual property protection, and artificial intelligence and other technologies. We couple our representation of companies with cutting-edge, technological innovations that are revolutionizing the industry with 100-plus years of experience serving insurance clients around the United States and the world.

    Locke Lord is a legal partner of Insurtech UK, an alliance aiming to shape the future insurance industry through technology.

    Representative Experience 

    • Provided intellectual property, privacy, and commercial contracting counsel to an InsurTech startup offering an artificial intelligence solution that reduces the cost of underwriting property and other lines of insurance
    • Organized and provided regulatory advice to an InsurTech start up insurer engaged in underwriting personals lines property and casualty insurance
    • Represented four international and national property and casualty insurers in regulatory matters involving the use of predictive modeling in underwriting and pricing personals lines and commercial property and casualty products
    • Represented international life reinsurer in its investment in two InsurTech life insurance agencies
    • Represented global insurer and reinsurer in creating data lakes for the purposes of consolidating and conforming the format of data collected by various affiliates in many jurisdictions, improving the delivery of products and services, and performing data analytics in compliance with U.S. and EU restrictions and requirements related to collection, transfer, use, and protection of personal data and other sensitive information
    • Licensed and provided regulatory advice to an InsurTech start up insurer engaged in underwriting title insurance
    • Advised a national insurer in connection with its engagement of technology providers, including in connection with tracking and management of data in compliance with U.S. and EU privacy and data protection requirements
    • Represented a private equity firm with respect to an investment in software and hardware for metadata use in the commercial auto space and advised as to the regulatory issues regarding the use of metadata
    • Advised insurers in investments in the InsurTech space relating to the use of technology in claims handling and underwriting
    • Advised insurers and brokers with respect to app-based sale of insurance products
    • Advised insurers on digital launch of numerous products
    • Partnered with Milliman to deliver presentations to insurers on predictive modeling in underwriting and pricing
    • Represented telematics-based commercial auto insurance managing general agent
    • Represented telematics-based private passenger auto insurance managing general agent
    • Represented technology company providing blockchain-based certificates of insurance
    • Advised insurers and private equity firms on regulatory issues regarding use of telematics
    • Represented InsurTech managing general agent for insurance product alternative to apartment rental deposits
    • Represented cryptocurrency insurance managing general agent
    • Represented InsurTech insurance agency for healthy lifestyles life insurance products
    • Assisted a global insurance group in establishing a surplus lines drone insurance program and provided regulatory advice on a myriad of surplus lines regulatory issues as they relate to the placement of drone insurance, including advertising issues, cancellation and nonrenewal issues, surplus lines disclosures, premium calculation, claims handling and privacy issues
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