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    John E. Viskocil counsels financial technology, bank, investor, and specialty finance clients through their ever-evolving market and regulatory landscape. With a focus on emerging financial services, asset classes, and technologies, John provides comprehensive, cross-functional legal guidance to his clients who face significant challenges in aligning innovative practices and tech with traditional and developing financial services law and regulation.

    He has broad and deep experience in financial regulation and transactions, particularly in matters of cryptocurrencies/digital currencies, card and payment systems, commercial lending, commercial banking, consumer finance, securities, commodities, and e-commerce. He counsels financial institutions and companies on FinTech innovations such as distributed (decentralized) ledger technologies, electronic portals, mobile applications, and data aggregation, in relation to regulatory strategy, product agreements, customer disclosures, bank arrangements, partnerships, and issues surrounding lending, payments, money transmission, privacy, and securities.

    John has extensive knowledge of cryptocurrencies and marketplace lending (or peer-to-peer lending, P2P lending), the legal issues involved in the underlying transactions, and the regulatory developments in those industries. He helps blockchain companies structure their platforms and assists investors in alternative investments with their unique issues related to purchase negotiations, due diligence, regulatory compliance, asset management and servicing, and risk assessments.

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