Tosaris, Elizabeth

Elizabeth Tosaris

Partner
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Elizabeth Tosaris has 30 years of insurance regulatory and insurance litigation experience. Her clients include a wide variety of insurers, HMOs, insurance producers, and other entities regulated by Departments of Insurance and similar government agencies. Elizabeth regularly advises clients on achieving compliance with insurance statutes and regulations, implementing claims and underwriting procedures and developing marketing strategies. Elizabeth also advises clients in connection with major transactions, such as mergers and acquisitions of insurers as well as securities issuance.

Elizabeth Tosaris has 30 years of insurance regulatory and insurance litigation experience. Her clients include a wide variety of insurers, HMOs, insurance producers, and other entities regulated by Departments of Insurance and similar government agencies. Elizabeth regularly advises clients on achieving compliance with insurance statutes and regulations, implementing claims and underwriting procedures and developing marketing strategies. Elizabeth also advises clients in connection with major transactions, such as mergers and acquisitions of insurers as well as securities issuance.

Elizabeth’s experience includes:

  • Experienced with license applications, applications to withdraw from business, holding company and other transactional matters
  • Worked with insurers on rate filings and administrative challenges to rates
  • Advised clients on issues related to cybersecurity and privacy, including various notice, disclosure and other compliance obligations imposed by the California Consumer Privacy Act of 2018‎
  • Assisted companies with marketing and sales using technologically innovative methods as well as other insurtech-related issues

Elizabeth has particular experience in responding to market conduct examinations including resolving issues arising out of those exams.

  • Regularly advises major insurers who are the target of multi-state market conduct exams
  • Litigated matters at trial and in administrative hearings brought by the California Department of Insurance

Another area of Elizabeth’s practice involves assisting insurers in preparing responses to subpoenas and other investigatory demands from state agencies. In addition, she has worked with insurers in preparing responses to data requests and other special reporting events called by state regulators and attorneys general.

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CREDENTIALS
Education
  • J.D., University of California, Hastings College of Law, 1991
  • B.A., cum laude, Williams College, 1987
Bar Admissions
  • California
Court Admissions
  • U.S. Court of Appeals for the Ninth Circuit
  • U.S. District Court for the Central District of California
  • U.S. District Court for the Eastern District of California
  • U.S. District Court for the Northern District of California
Awards & Recognitions
    • Named, Chambers USA, Insurance: Transactional and Regulatory (2015-2021)
    • Recognized, Top Rated Lawyer, Insurance Law, The American Lawyer (2013)