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    Stephanie O'Neill Macro’s practice focuses on insurance regulatory and transactional matters. She has more than 20 years of experience with a wide range of issues, including insurance company mergers and acquisitions; formation and licensing of insurance entities; holding company system act matters, including change of control, affiliate transactions and enterprise risk reporting; Own Risk Self-Assessment (ORSA); and entry and withdrawal from markets. Stephanie assists clients with addressing day-to-day compliance issues on nationwide basis in areas such as sales and distribution matters, including producer licensing issues; product development and implementation; use of predictive modeling and data analytics in underwriting and rating; privacy and information management; document retention issues; corporate governance; InsurTech compliance issues; and the Affordable Care Act. She conducts internal corporate reviews of insurance companies to identify fraud and statutory insurance violations. Stephanie assists insurance companies in responding to insurance department investigations, single state and multi-state market conduct exams, and enforcement actions.

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