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    Giedre Mitkute is an Associate in the London office of Locke Lord and a member of the Cards and Payments Team.

    In 2018, Giedre was amongst women awarded the Outstanding Women in Paytech Award at the Emerging Payments Awards. Giedre is a member of the Prepaid International Forum's (PIF) Legal and Regulatory Working Group Working Group and represents PIF in discussions with the regulatory and government bodies on the implementation of the Fifth Money Laundering Directive and the Second Payment Services Directive.

    Immediately prior to joining the firm, Giedre worked as a Regulatory Manager at R. Raphaels & Sons plc (Raphaels Bank), overseeing legal and regulatory compliance in relation to provision of payment services and issuance of e-money both in the UK and across 12 other EEA jurisdictions. In her role, Giedre was heavily involved in advising on and reviewing AML policies and procedures for new e-money and payment services projects, as part of its outsource monitoring as well as generally for the Bank, which included the impacts of the incoming Fourth Anti-Money Laundering Directive and PSD2 changes.

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