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    UK Financial Services Update

    Locke Lord Publications

    Highlights for the Consumer & Asset Finance Sector

    FCA Motor Finance Review: Update Published
    In March 2018, the FCA published an update on its work in the motor finance market. Having identified in July 2017 four key questions to review, the update covers the regulator’s progress so far in respect of each question. read more

    New FCA Rules: Remuneration and Incentives
    In March the FCA published its policy statement (PS18/7) and non-Handbook guidance following last year’s consultation on staff incentives, remuneration and performance management (CP17/20). read more

    Your Responsibilities under the General Data Protection Regulation (GDPR)
    Data protection has become more important than ever before with the implementation in the UK from 25 May 2018 of the General Data Protection Regulation (GDPR). read more

    High Court considers meaning of “defect” under the Consumer Protection Act 1987
    The High Court has examined the meaning of a defective product under the strict liability regime in the Consumer Protection Act 1987. read more

    Briefing Note: Review of the Consumer Credit Directive (CCD)
    On 29 June 2018, the European Commission published an evaluation roadmap on the Consumer Credit Directive (CCD). read more

    Draft Business Contract Terms (Assignment of Receivables) Regulations 2018 laid before Parliament
    The Department for Business, Energy and Industrial Strategy (BEIS) has laid before both Houses of Parliament revised draft legislation to tackle contractual terms in business contracts which prohibit or restrict the assignment of receivables (Draft Regulations). read more

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