Delaware Bill Cracks Down on Fraudulent Certificates of Insurance


    On March 25, 2014, Delaware’s House of Representatives passed HB 104 “An Act To Amend Title 18 Of The Delaware Code Relating To Certificates Of Insurance” by a vote of 38 to 0. The bill, which passed in the Senate on March 19th by a vote of 18 to 0, is on its way to the governor for consideration.

    If enacted, the legislation would:

    • prohibit a person from requesting the issuance of a certificate of insurance that does not accurately reflect the underlying policy;
    • prohibit the issuance of a false or misleading certificate or one that purports to alter, amend, or extend the coverage provided by the insurance policy;
    • prohibit the use of a certificate to warrant that a policy of insurance complies with the insurance or indemnification requirements of a contract; and
    • enable the Department of Insurance to issue cease and desist orders and assess fines against parties that request false or misleading certificates.

    To view a copy of the bill, click here

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