Alfred M. Clark

Alfred Clark has more than 40 years' experience counseling businesses and business owners in a wide variety of strategic and operational issues. His principal practice area involves representing institutional lenders and private investors, including insurance companies, commercial banks, private equity firms and private investors, in mortgage financing transactions in California and throughout the Southwest.

Al’s transactional experience includes forward loan-commitments, construction, bridge and permanent financing on properties as diverse as industrial facilities, office buildings, multi-family housing, residential tract developments, retail centers and hotels.

Al also represents senior construction lenders on projects involving mezzanine debt furnished under the EB-5 Immigrant Investor Program established and administered by the U.S. Citizenship and Immigration Services. He has substantial experience representing lenders and investors in the restructuring, workout and foreclosure of troubled real estate investments, including properties in bankruptcy.

In addition to his finance practice, Al represents investors, landowners and commercial users in a wide variety of real estate transactions, including the acquisition and disposition of real estate assets, leasing, land use and condemnation issues, with many transactions involving sustainable development and property contaminated by hazardous materials.

Al also advises creditors and borrowers in non-real estate asset-based financing transactions, including letters of credit and issues arising under Article 9 of the Commercial Code. He is also engaged in providing governance advice to officers and directors of both nonprofit and for-profit entities. Al works with community-based nonprofit corporations and tenants' associations in connection with the preservation of privately owned and publicly subsidized affordable housing projects. He is a Fellow of the American College of Mortgage Attorneys. In 2011, Al received the President's Award from Public Counsel in recognition of his pro bono work preserving affordable housing.